Posts Tagged ‘Identity Theft Protection’

GREAT NEWS! California Department of Motor Vehicles Will Take Your Identity Theft Report!

Monday, June 20th, 2011

Hello Readers,

I hope your summer 2011 is off to a good start.

We’ve received many, many complaints from identity theft victims that they have had problems with local police agencies taking their identity theft police reports. Some police agencies have refused to take a police report from identity theft victims. As you probably know from other blog entries, many of your civil law remedies rely on you initially obtaining a copy of an identity theft police report and providing it to the credit bureaus and to the creditors who are pursuing you for identity theft debts.

At a recent dinner I attended, I sat at the same table as two deputies from the California Department of Motor Vehicles. I discussed this problem with them, and each indicated to me that the DMV is more than happy to take an identity theft report and provide a copy to the consumer for his or her later use. In fact, DMV has jurisdiction over many identity theft cases because DMV regulates driver’s licenses, which are still the favored form of identification for many financial transactions.

So, if you find yourself the victim of identity theft and you need to file a police report, go to the DMV. A DMV identity theft report has all the force of a report issued by a police department or a sheriff, and DMV can cross-connect your report to your driver’s license.

Here’s the contact information you need:

Phone: 1-866-658-5758
Email: DLFraud@DMVCA.gov

Hope this helps!

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Posted in Credit Damage, Credit Report Damage, Credit Score Damage, Identity Theft, Identity thieves, Wrongful Credit Damage, Wrongful Credit Report Damage | No Comments »

LifeLock–What a Crock!

Tuesday, March 9th, 2010

Hello Readers,

We get a lot of inquiries about LifeLock and other similar services, wherein you pay the company a monthly fee to protect your credit report. Guess what? You could do this all yourself if you followed the advice on my website or on the Federal Trade Commission website, www.ftc.gov. For the most part, LifeLock simply places security alerts or security freezes for you, which is something you can and should do yourself anyway. It is not a service you need to purchase. It is the financial equivalent of paying a lot of money to have someone put gas in your car when you can do it yourself for less.

Evidently the Federal Trade Commission and several states Attorneys General agree with me. Today LifeLock (What a Crock!) paid out $12 million to settle fraudulent advertising claims. Here’s the story.

LifeLock Will Pay $12 Million to Settle Charges by the FTC and 35 States That Identity Theft Prevention and Data Security Claims Were False
LifeLock, Inc. has agreed to pay $11 million to the Federal Trade Commission and $1 million to a group of 35 state attorneys general to settle charges that the company used false claims to promote its identity theft protection services, which it widely advertised by displaying the CEO’s Social Security number on the side of a truck.
In one of the largest FTC-state coordinated settlements on record, LifeLock and its principals will be barred from making deceptive claims and required to take more stringent measures to safeguard the personal information they collect from customers.

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Posted in Credit Damage, Credit Report Damage, Credit Score Damage, FICO, Fair Isaac, Identity Theft, Identity thieves, LifeLock fraud, Wrongful Credit Damage, Wrongful Credit Report Damage | No Comments »