February 22nd, 2006
I’ve been seeing a lot of cases recently where debt collectors and even major banks report debts two, three and four times to a consumer’s credit report. The consumer disputes it, and one of entries gets corrected, but the other two remain.
When you look at your credit report, keep in mind that collectors, banks or lenders can only report your debt once. If they’re reporting it more than once and refuse to correct it when you dispute, this is a FCRA violation and you should be seeking legal counsel.